Welcome to Our FAQ's Page

We know you may have questions, and we’re here to provide answers! Whether you’re exploring homeownership, renting, or one of our unique programs, our FAQ section is designed to address the most common inquiries about our services. You've probably gathered, by now, that we’re extremely committed to making your journey simple, clear, and stress-free. So if you don’t find what you’re looking for, then please don't hesitate to contact us directly – we’re always happy to help!

Click to Submit Your Question

Where does my credit have to be in order to get approved?

You are not required to have a good credit score to work with us. You just need to be working towards improving your credit to get started. Also, you must have a stable monthly income to qualify for our programs.
Who do I go to for assistance with my credit?

You can go anywhere. However, we recommend DIY Credit as we know they are very diligent about assisting consumers with credit improvement as much and as quickly as possible.
What are the income requirements?

We require that your monthly gross income is at least 3x whatever your monthly payments would be in order to rent or purchase (with owner financing / land contract) from us.
Can I buy the home that I'm already living in?

Yes of course, you absolutely can! To ensure that this is possible for your particular home, we'll help you to explore which options are available and best for you so that purchasing the home you're currently in (if that's what you truly desire) is fairly easy, straightforward, and as drama-free as possible.
How much will I need for down payment?

Down payment requirements will typically depend on the purchase price of the home that you're interested in, as well as the purchase method and/or assistance programs that are right for you. We can certainly discuss this in more detail once we have the chance to speak in person.
Can I break my lease in order to purchase a home before my lease term is up?

Yes, you can. As advocates of homeownership, we are willing to allow our tenants to break their leases so that they can finally become home owners. However, you must be willing and able to provide proof of your purchase intent (ie, copy of a purchase agreement, etc) in order to break your lease.
Do you accept Section 8?

Yes, we do accept Section 8 on our long-term rental agreements.
Can I still purchase a home even if I'm on Section 8?

Yes, you can still eventually purchase a home even if you're on Section 8 right now. Our goal is to help you transition to homeownership as smoothly and stress-free as possible.

Frequently Asked Questions

Click to Submit Your Question